The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. (https://www.healthcare.gov/glossary/deductible/)

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits. (https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/)

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits. (https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/)

The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible. (https://www.healthcare.gov/glossary/co-insurance/)

A fixed amount ($20, for example) you pay for a covered health care service after you’ve paid your deductible. (https://www.healthcare.gov/glossary/co-payment/)

A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (your deductible). A high deductible plan (HDHP) can be combined with a health savings account (HSA), allowing you to pay for certain medical expenses with money free from federal taxes. (https://www.healthcare.gov/glossary/high-deductible-health-plan/)

A Health Savings Account (HSA) is a type of personal savings account you can set up to pay certain health care costs. An HSA allows you to put money away and withdraw it tax free, as long as you use it for qualified medical expenses, like deductibles, copayments, coinsurance, and more. (https://marketplace.cms.gov/outreach-and-education/health-savings-account.pdf)

The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance. (https://www.healthcare.gov/glossary/premium/)

A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency. (https://www.healthcare.gov/glossary/health-maintenance-organization-hmo/)

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. (https://www.healthcare.gov/glossary/preferred-provider-organization-ppo/)

A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan’s network (except in an emergency). (https://www.healthcare.gov/glossary/exclusive-provider-organization-epo-plan/)

A health benefit that at least partially covers vision care, like eye exams and glasses. All plans in the Health Insurance Marketplace ® include vision coverage for children. Only some plans include vision coverage for adults. (https://www.healthcare.gov/glossary/vision-or-vision-coverage/)

Benefits that help pay for the cost of visits to a dentist for basic or preventive services, like teeth cleaning, X-rays, and fillings. (https://www.healthcare.gov/glossary/dental-coverage/)

A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction. (https://www.healthcare.gov/glossary/dependent/)

‘Emergency Care’ means inpatient and outpatient hospital services necessary to prevent the death or serious impairment of the health of the recipient. (https://publichealth.gwu.edu/departments/healthpolicy/CHPR/nnhs4/PCCM/subheads/pccm116.html)

The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance. (https://www.healthcare.gov/glossary/premium/)

Bronze: Lowest monthly premium, highest cost when you need care.

Silver: Moderate monthly premium, moderate costs when you need care.

Gold: High monthly premium, lowest costs when you need care.

Platinum: Highest monthly premium, lowest costs when you get care.

(https://www.healthcare.gov/choose-a-plan/plans-categories/)

A network is a group of doctors and healthcare providers (across multiple specialties) that insurance companies build to help save you money. When a doctor, hospital or other healthcare provider joins a health insurance company’s network, they agree to take a lower amount for their care. (https://individual.carefirst.com/individuals-families/health-insurance-basics/understanding-your-coverage/in-network-vs-out-of-network.page)